Open
You verify your identity once, or your company's if the account is for the business. The account is in your name, exactly as we verified it.
USD and EUR accounts
Your account, in your name.
A dollar account with a US account and routing number, and a euro account with an IBAN. Clients and platforms abroad pay you, and from Nodo you convert and send to your bank.
1%to receive · no monthly fee
Receive
Dollars by ACH or wire with your account and routing number. Euros by SEPA with your IBAN. On Free, Nodo charges 1% of each deposit.
Convert
Between dollars, euros and USDC, inside Nodo. Dollars to euros or euros to dollars, 2.5%. USDC to dollars, 1.5%.
Send
To saved accounts in the US (ACH) or in SEPA countries, for 1.5%. You approve every send and every conversion with Face ID, Touch ID or a passkey.
Plans
Free or Premium.
Every account starts on Free, with no monthly fee. Premium lowers the fees and raises the limits while the month is paid, and you turn it on from the app.
Questions
Is Nodo a bank?
No. Nodo AI, Inc. is a Money Services Business registered with FinCEN in the United States. Your account balance is not a bank deposit. View registration
Who can open one?
People who verify their identity and companies that verify their business. Without verification, the account does not open.
Can platforms abroad pay me?
Yes. Give them your account and routing number, or your IBAN, as you would with any bank.
Is this the same as Protecta?
No. Protecta holds the payment for a sale until delivery. The account is yours: money comes in when you get paid and goes out when you approve it. View Protecta
Can I run it from my AI?
Yes, with the MCP connector. Claude, ChatGPT or Cursor prepare the send or the conversion, and you approve it in the Nodo app. View MCP